In a Chapter 7 bankruptcy, also called “straight” or “liquidation” bankruptcy the bankruptcy court cancels many (or all) of your debts and unlike a Chapter 13 bankruptcy does not require a repayment plan.

I represent clients on a flat fee basis and the whole Chapter 7 process typically requires one court hearing called the “Meeting of Creditors” and takes three months from the filing of the bankruptcy petition to the date of the bankruptcy discharge.

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